Introduction
EZer ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our mobile application.
Information We Collect
We collect the following types of information:
- Account Information: Email address and name when you create an account
- Financial Data: Expense and income entries you manually add to the app
- Goals Data: Savings goals and fund allocations you create
- Budget Data: Budget categories and limits you set
- Usage Data: How you interact with the app to improve our service
How We Use Your Information
We use your information to:
- Provide and maintain the EZer service
- Display your financial data within the app
- Generate analytics and insights about your spending
- Sync your data across devices (if you enable cloud backup)
- Send important service notifications
Data Storage & Security
Your financial data is stored locally on your device by default. If you enable cloud backup:
- Data is encrypted with AES-256 encryption before upload
- We use secure cloud infrastructure (Google Firebase)
- Data is encrypted both in transit and at rest
- We never store your data unencrypted
What We Don't Do
- We DO NOT sell your data to third parties
- We DO NOT share your data with advertisers
- We DO NOT access your bank accounts directly
- We DO NOT store your bank passwords
- We DO NOT read SMS messages (iOS) or store SMS content on servers
Your California Privacy Rights (CCPA)
If you are a California resident, you have the following rights:
- Right to Know: Request what personal information we collect about you
- Right to Delete: Request deletion of your personal information
- Right to Opt-Out: Opt-out of the sale of your personal information (Note: We do NOT sell your data)
- Right to Non-Discrimination: Not be discriminated against for exercising your rights
To exercise these rights, contact us at privacy@ezerapp.com
Data Retention
We retain your data for as long as your account is active. You can delete your account and all associated data at any time from within the app.
Children's Privacy
EZer is not intended for children under 13. We do not knowingly collect information from children under 13.
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.
AI Statement Parsing (Plus feature)
The AI Parse feature, available to Plus subscribers, uses third-party AI providers to extract transactions from bank and credit card statements. When you use this feature, the statement file (PDF, image, or CSV) is sent to the AI provider you select.
Subprocessors
- Anthropic (Claude) — United States
- OpenAI (GPT-4o) — United States
- Google (Gemini) — United States
What is sent
- The bank or credit card statement file you upload
- Country code (for regional parsing hints, e.g. date formats)
- Currency code
What is NOT sent
- Your name, email, or account credentials
- Statements from previous uploads (each parse is isolated)
- Device identifiers beyond what Firebase Auth requires
Data retention
EZer does NOT store your statement file on its servers. AI providers may retain the file temporarily (typically 30 days) for abuse prevention and service quality, per their own privacy policies.
Your choice
AI Parse is opt-in only — you are prompted for explicit consent on first use. You can revoke consent anytime in Settings → Privacy. Without consent, AI Parse is disabled; all other features continue to work locally.
Contact Us
If you have questions about this Privacy Policy, please contact us at:
Email: privacy@ezerapp.com