Privacy Policy for Android
Effective Date: October 20, 2025 | Version 1.0
Introduction
Welcome to EZer. We are committed to protecting your privacy and ensuring the security of your personal financial data. This Privacy Policy explains how we collect, use, store, and protect your information when you use the EZer mobile application on Android devices.
1. Information We Collect
1.1 Information You Provide Directly
Account Information:
- Name (optional), Email address, Profile information
- Currency and language preferences, Regional settings
Financial Data You Enter:
- Transactions, Bank account names (not credentials)
- Budget information, Savings goals, Bill information
- Receipt images and scanned documents
Important: We NEVER ask for or store:
- Bank account passwords or login credentials
- Credit/debit card numbers, CVV/PIN codes
- Social Security Numbers or Government ID numbers
1.2 Information Collected Automatically (Android-Specific)
SMS Messages (Android Only - Requires Your Permission):
When you grant SMS permission, EZer reads your SMS messages to automatically extract financial transaction information.
What We Do With SMS Data:
- ✅ Process SMS locally on your device
- ✅ Extract transaction details (amount, merchant, date)
- ✅ Delete original SMS content immediately after processing
- ❌ NEVER store complete SMS message text
- ❌ NEVER upload SMS content to our servers
- ❌ NEVER share SMS data with third parties
2. How We Use Your Information
- Display your financial transactions and balances
- Categorize expenses and income automatically
- Generate budgets and track spending
- Monitor bill due dates and send reminders
- Track savings goals and progress
- Provide financial insights and analytics
3. How We Store Your Information
3.1 Local Storage (Android Device)
- Encrypted Database: All financial data stored in encrypted SQLCipher database
- AES-256 encryption standard
- Encryption keys unique to your device and never leave your device
- Data cannot be accessed without biometric authentication or PIN
3.2 Security Features
- End-to-End Encryption: All data encrypted before storage
- Biometric Protection: Fingerprint or face unlock required
- Auto-Lock: App locks automatically when idle
- No Cloud Storage: Your data stays on your device by default
- Optional Encrypted Backup: If you choose, backups are encrypted before cloud upload
4. Android-Specific Permissions
| Permission |
Purpose |
Required? |
| READ_SMS |
Automatic transaction capture from bank SMS |
Optional |
| RECEIVE_SMS |
Real-time transaction capture |
Optional |
| CAMERA |
Scan receipts and documents |
Optional |
| USE_BIOMETRIC |
Secure app lock with fingerprint/face |
Optional |
| INTERNET |
Cloud backup, app updates, support |
Required |
| READ_EXTERNAL_STORAGE |
Import bank statements (CSV/PDF) |
Optional |
5. Your Privacy Rights
You have the right to:
- ✅ Access all your data stored in the app
- ✅ Export your data (CSV, JSON, Excel, PDF formats)
- ✅ Delete specific transactions or all data
- ✅ Modify or correct any information
- ✅ Withdraw consent for SMS access anytime (revoke in Android Settings)
- ✅ Request account deletion with all associated data
6. Data Sharing
❌ What We DON'T Do
- • Store your SMS messages on servers
- • Sell your data to third parties
- • Share data with advertisers
- • Require bank passwords or credentials
- • Track you across other apps
- • Use your data for marketing
✅ What We DO
- • Encrypt all data with bank-level security
- • Process SMS locally on your device
- • Give you complete data control
- • Provide easy data export options
- • Delete data when you request it
- • Respect your privacy choices
7. Data Retention
- Financial data: Stored locally until you delete it
- Account data: Retained while your account is active
- Backup data: Deleted when you delete your account
- SMS-extracted data: Original SMS deleted immediately after processing
8. Third-Party Services
EZer may use the following third-party services:
- Firebase (Google): Authentication, crash reporting (no financial data shared)
- Cloud Storage Providers: Only if you enable encrypted backups (data is encrypted before upload)
We ensure all third-party services comply with GDPR and similar privacy regulations.
9. Children's Privacy
EZer is not intended for users under 13 years of age. We do not knowingly collect personal information from children under 13.
10. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by:
- Posting the new Privacy Policy in the app
- Sending an email notification (if you've provided an email)
- Displaying an in-app notification
Changes take effect immediately upon posting unless otherwise specified.
11. Contact Us
Email: privacy@ezerapp.com
Support: support@ezerapp.com
Website: https://www.ezerapp.com/privacy-android
Response Time: Within 7 business days for privacy requests
Last Updated: October 20, 2025 | Next Review: April 20, 2026
© 2025 EZer. All rights reserved.