Privacy Policy for Android

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Privacy Policy for Android

Effective Date: October 20, 2025 | Last Updated: October 20, 2025 | Version 1.0

Introduction

Welcome to EZer ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal financial data. This Privacy Policy explains how we collect, use, store, and protect your information when you use the EZer mobile application on Android devices.

By using EZer on Android, you agree to this Privacy Policy and consent to the data practices described herein.

1. Information We Collect

1.1 Information You Provide Directly

Account Information:

Financial Data You Enter:

Important: We NEVER ask for or store:

  • Bank account passwords or login credentials
  • Credit/debit card numbers
  • CVV/PIN codes
  • Social Security Numbers
  • Government ID numbers

1.2 Information Collected Automatically (Android-Specific)

SMS Messages (Android Only - Requires Your Permission):

When you grant SMS permission, EZer reads your SMS messages to automatically extract financial transaction information from:

What We Do With SMS Data:

  • ✅ Process SMS locally on your device to extract transaction details (amount, merchant, date, account)
  • ✅ Create transaction records from extracted data
  • ✅ Redact sensitive information (card numbers, full account numbers) before storage
  • ✅ Delete original SMS content immediately after processing
  • ❌ We NEVER store complete SMS message text
  • ❌ We NEVER upload SMS content to our servers
  • ❌ We NEVER share SMS data with third parties
  • ❌ We NEVER use SMS for marketing or advertising

Notification Access (Android Only - Optional):

When you grant notification listener permission, EZer can:

What We Do With Notification Data:

  • ✅ Process notifications locally on your device only
  • ✅ Extract financial transaction details only
  • ✅ Immediately discard notification content after processing
  • ❌ We NEVER store notification text
  • ❌ We NEVER access non-financial notifications
  • ❌ We NEVER upload notification data to servers

Device Information:

Usage Data:

1.3 Information from Imported Files

Bank Statement Imports:

When you import bank statements (PDF, CSV, Excel):

Receipt Images:

When you scan receipts using your camera:

2. How We Use Your Information

2.1 Primary Purposes

To Provide Finance Management Services:

To Enable Automatic Transaction Capture (Android):

To Improve Your Experience:

2.2 Machine Learning and AI

Local Machine Learning:

What We Do:

  • ✅ All ML processing happens on your device
  • ✅ Models learn from your anonymized transaction patterns
  • ✅ You can disable ML features anytime
  • ❌ We don't send your raw transaction data to external servers for ML training

2.3 Communications

Service Communications:

Marketing Communications (Opt-in Only):

You can control notification preferences in Settings.

3. How We Store Your Information

3.1 Local Storage (Android Device)

Encrypted Database:

Secure Preferences:

3.2 Cloud Backup (Optional - Your Choice)

Google Drive Backup (If You Enable It):

What's Backed Up:

What's NOT Backed Up:

3.3 Data Retention

On Your Device:

Cloud Backups:

Deleted Data:

4. How We Share Your Information

4.1 We Do NOT Sell Your Data

We will NEVER:

4.2 Third-Party Services We Use

Google Services (If You Enable Cloud Backup):

Google ML Kit (For Receipt OCR):

Analytics Services (Anonymized Only):

4.3 Legal Requirements

We may disclose your information if required by law:

We will notify you of legal requests unless prohibited by law.

5. Android-Specific Permissions

5.1 Permissions We Request

Permission Purpose Required/Optional What We Access
READ_SMS Automatic transaction capture from bank SMS Optional Only financial SMS messages
RECEIVE_SMS Real-time transaction detection Optional Only financial SMS alerts
NOTIFICATION_LISTENER Read transaction notifications Optional Only banking/payment app notifications
POST_NOTIFICATIONS Send bill reminders and alerts Optional N/A
CAMERA Scan receipts and documents Optional Camera feed (not stored)
READ_MEDIA_IMAGES Attach receipt images Optional Only selected images
USE_BIOMETRIC Secure app lock with fingerprint/face Optional Biometric authentication only
SCHEDULE_EXACT_ALARM Bill reminders and notifications Optional N/A
INTERNET Cloud backup, app updates Required Network access
WAKE_LOCK Background notifications Optional N/A
VIBRATE Notification vibration Optional N/A

5.2 How to Manage Permissions

You can control all permissions:

  1. Android Settings > Apps > EZer > Permissions
  2. Or within EZer: Settings > Permissions
  3. Revoke any permission anytime

Impact of Denying Permissions:

6. Your Privacy Rights

6.1 Access and Control

You have the right to:

How to exercise these rights:

6.2 Data Portability

Export Your Data:

6.3 Right to be Forgotten

Delete Your Account and Data:

  1. Settings > Privacy > Delete Account
  2. Confirm deletion (this is permanent)
  3. All local data is immediately deleted
  4. Cloud backups remain until you delete them from Google Drive
  5. We cannot recover deleted data

6.4 Consent Management

You can withdraw consent anytime:

7. Security Measures

7.1 Data Protection

Encryption:

Authentication:

App Security:

7.2 SMS and Notification Security (Android-Specific)

How We Protect SMS Data:

Notification Security:

7.3 Third-Party Security Audits

8. Children's Privacy

EZer is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If we discover that a child under 13 has provided us with personal information, we will delete it immediately.

If you are a parent or guardian and believe your child under 13 has provided us with personal information, please contact us at privacy@ezer.app.

9. International Data Transfers

Data Location:

For users in the European Union:

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we make changes:

Your continued use of EZer after changes indicates acceptance of the updated Privacy Policy.

11. Your Choices and Controls

11.1 SMS and Notification Access

You can:

To disable:

11.2 Analytics and Tracking

You can opt out of:

How: Settings > Privacy > Analytics > Disable

11.3 Cloud Backup

You can:

How: Settings > Backup & Restore

12. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or your data:

Data Protection Officer: [Name] (dpo@ezer.app)

Response Time:

13. Compliance and Certifications

We comply with:

Security Standards:

14. Important Disclaimers

14.1 SMS Access Disclaimer (Android-Specific)

EZer's SMS access is strictly limited to:

We do NOT:

Technical Implementation:

14.2 Notification Listener Disclaimer (Android-Specific)

EZer's notification listener is strictly limited to:

We do NOT:

Technical Implementation:

14.3 No Bank Account Access

Important: EZer does NOT:

We only:

15. Frequently Asked Questions

Q: Can EZer read all my SMS messages?

A: Technically, the Android SMS permission allows reading all SMS. However, EZer is programmed to only read and process financial transaction SMS from known banks and payment apps. All other SMS are ignored and never stored. This is enforced in our code and can be verified through code audits.

Q: Is my SMS data sent to your servers?

A: No. SMS processing happens entirely on your device. We never upload SMS content to any server. Only the extracted transaction data (amount, merchant, date) is stored locally in your encrypted database.

Q: Can I use EZer without giving SMS permission?

A: Yes! SMS access is completely optional. You can use EZer by manually entering transactions or importing bank statements. All features work without SMS access except automatic transaction capture.

Q: What happens if I revoke SMS permission later?

A: You can revoke SMS permission anytime. EZer will stop reading SMS immediately. Your existing transaction data remains intact. You'll need to enter transactions manually going forward.

Q: How do I know my data is secure?

A: Your data is encrypted on your device using AES-256 encryption. Cloud backups are also encrypted before upload. We use the same encryption standards as banking apps. You can also enable biometric lock for additional security.

Q: Can EZer employees access my financial data?

A: No. Your data is encrypted on your device with keys we don't have access to. Cloud backups are encrypted with your personal encryption key. We cannot decrypt or view your financial data.

Q: What happens to my data if I uninstall the app?

A: All local data is deleted when you uninstall. Cloud backups remain in your Google Drive until you delete them. You can restore your data if you reinstall EZer and use the same Google account.

Q: Do you share data with Google?

A: We use Google Drive for optional cloud backups (encrypted) and Google ML Kit for on-device receipt OCR (no data sent to Google). We also use Firebase Analytics with anonymized, aggregated data only (no personal or financial information).

16. Android-Specific Privacy Features

Android Privacy Dashboard Integration:

Background Access Indicators:

Approximate Location:

Clipboard Access:

17. Summary of Key Privacy Points

✅ What We DO:

  • • Store data locally in encrypted database on your device
  • • Process SMS/notifications locally on-device only
  • • Encrypt cloud backups before upload
  • • Give you complete control over your data
  • • Allow data export in multiple formats
  • • Let you delete all data anytime
  • • Use industry-standard security measures
  • • Comply with GDPR, CCPA, and privacy regulations

❌ What We DON'T DO:

  • • Sell your data to third parties
  • • Share financial data with advertisers
  • • Store complete SMS messages
  • • Upload SMS content to servers
  • • Access your bank accounts directly
  • • Store bank passwords or credentials
  • • Read non-financial SMS or notifications
  • • Access your clipboard
  • • Track your precise location
  • • Show ads based on your financial data

18. Legal Basis for Processing (GDPR)

For EU users, our legal basis for processing your data:

Data Type Legal Basis Purpose
Account information Contract Provide app services
Transaction data Contract Finance management features
SMS content (Android) Consent Automatic transaction capture
Usage analytics Legitimate Interest Improve app performance
Marketing emails Consent Promotional communications
Cloud backups Consent Data backup and recovery

You can withdraw consent anytime in Settings > Privacy.

By using EZer on Android, you acknowledge that you have read and understood this Privacy Policy.

Last Reviewed: October 20, 2025 | Next Review: April 20, 2026

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